You lend capital to build the Home for Poetry. It comes back with interest, and you earn shoot days on top for every year it stays in. Everything below is the whole arrangement. No small print.
Compounded annually on the outstanding balance, returned with your capital.
Earned on a set schedule from year two, up to a total fixed by the amount you lend. Valued at $10,000 a day.
Pick an amount and a term. Everything updates.
The cash is the same 5% at every level. What changes is how many shoot days you earn, and how quickly. The days column is the total you end up with, not an amount you get every year.
| You lend | Days in total | How they build up | Cash back at 5 years | Total value | Yield |
|---|---|---|---|---|---|
| $10,000 | Half a day | Half a day at year two, and that is the total | $12,763 | $17,763 | 12.2% a year |
| $25,000 | A day and a half | Half a day in each of years two, three and four | $31,907 | $46,907 | 13.4% a year |
| $50,000 | Four days | One day in each of years two, three, four and five | $63,814 | $103,814 | 15.7% a year |
| Above $50,000 | We design it | Built around what you need | — | — | — |
Five steps, start to finish.
Minimum ten thousand. Maximum term five years. We agree the amount and the term in writing before anything moves.
Calculated each year on the balance outstanding at that anniversary. It is paid back with your capital rather than dripped out monthly.
Not immediately. Next year is already committed to ten pre-sold productions, so lender days begin in year two. They build up each year until they reach the total for your amount, then they stop.
Days can be used any time during the loan, plus twelve months after it is repaid.
At the end of the term you get your money and your interest. Or we agree a new setup that serves the extension. More interest, more creative.
Six of them, and all of it written down properly. Amount, term, rate and day schedule go into a simple agreement we both sign. Nothing here lives on a handshake.
I can return your capital at any time. You keep every day already earned. Future days stop from that point.
A shoot day is really five days of work once travel and post are counted. One a year keeps it deliverable.
Give a day to somebody you love, once, to a named person. It cannot be sold on.
Interest and days are both worked out on what is outstanding at each anniversary. Pay some down and both reduce.
Each shoot day delivers the same as any paid day: the shoot, three days of post, and forty finished frames.
Come and stay at the house. Work on something, or do nothing at all. A few nights a year while your loan is running, dates agreed between us so the place is yours properly rather than squeezed in around a shoot.
*Production costs and travel to and from any shoot and/or to the home in Bali are not included. All efforts will be made to keep this as low as I can and group shoots by region wherever possible.
This is an unsecured loan to a small creative business. There is no property behind it and no bank standing behind me. If the project fails for any reason, we will renegotiate terms, and you may have to be patient on the repayment.
What I can promise is integrity. If repayment is ever going to be difficult you will hear it from me early and directly, not at the deadline, and I will do everything I can to make sure it never gets that far.
The creative half depends on me being able to work. If something were to physically happen to me, and I could not operate a camera, we would have to find another way to honour the shoot days. A sentence I do not like writing, but have to.
If you are hunting for a safe return, this is not it. Buy a bond. This is for somebody who wants the thing to exist.
Talk it through, send me an email, or move now. Click the option you feel ready for.
Please put your name in the reference so I can match it. If the agreement is not already with you, it lands the same day that you tell me the funds are sent.
Amount, and your full legal name. That is all I need to prepare the agreement.
Tell me it is on the way